The Benefits Of Uninsured Motorist Coverage
In Ohio, drivers are only required to have $25,000 of liability coverage that can help cover injury compensation for people they hurt in a car accident. Medical bills, lost wages and noneconomic damages can quickly add up after an accident. That means many car accident victims typically need more than just $25,000 to fully recover.
What do you do, then, if a driver who caused your injury does not have enough (if any) insurance coverage to pay for your damages? At Colley Shroyer Abraham, we can help.
Knowledge Of The Insurance Available To Help You Recover
Our team of experienced personal injury attorneys has helped injury victims recover compensation from a wide range of avenues. We have an in-depth understanding of motor vehicle accidents, injuries and insurance policies overall. We can help you pursue compensation from places you otherwise may overlook.
Your Own Policy Could Be The Answer
One of the most readily available options for compensation can come from your own insurance policy. If you have uninsured or underinsured motorist coverage from your auto insurance provider, you can file a claim for a portion of your damages.
For example, if you have a claim worth $100,000 in damages, but the at-fault party only has the minimum required coverage of $25,000, you could collect $25,000 from his or her policy and pursue $75,000 from your own insurance policy. Of course, your insurance company may try to go after the at-fault party for more, but it is difficult to collect from people who do not have anything.
The best thing to do is to make sure you have uninsured/underinsured motorist coverage before an accident happens. If you do not have this coverage, we may still be able to find alternative forms of compensation in often-overlooked places.
We Are Available To Answer Your Questions
If you have questions, feel free to contact our office in Columbus online or by telephone at 877-450-2697 for a free consultation. Our lawyers can help you understand what options are available and how to pursue those options aggressively in your own best interest.